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Investement Advice

MINIMISING RISKS, MAXIMISING REWARDS.

Risk and reward are directly correlated. Never is this more true than when talking about investments. Seeking professional independent investment advice will help you make an informed decision as well as dramatically reducing the risk of making the wrong choice.

Whether you are interested in structured products, stocks and shares or fund based investing, our independent advisers are perfectly positioned to give you a broad and concise overview of all the investment opportunities currently available. Seeking unbiased expert advice will help you clarify the risks associated with investing and enable you to make an informed and educated decision. Speak with one of our advisers today to find out how you can best invest in your future.

*The value of investments can fall as well as rise.

The Cost Of Inflation

Did you know?

As of March 2017, the rate of inflation (rising cost of living) stands at 2.3%. The average interest rate of a deposit account is 0.46%. If you were to hold £100,000 in a savings account for 1 year (assuming these figures remained static), you would actually be £1,840 poorer despite an increased balance of £100,460. This is directly due to the rate of inflation and illustrates why investment products may be a better option when trying to maintain or improve your standard of living.

Structured Products

Did you know?

Not all investments are stocks and shares based; structured products are investments where the level of risk and return are both predetermined. Essentially, this means you will know the best and worst possible outcomes of the investment before you part with your money. Structured products have evolved to meet multiple risk profiles and some are even classed as deposit accounts covered under the financial services compensation scheme.

Your ISA Allowance

Did you know?

The annual ISA allowance for the 2017-18 tax year has increased from £15,240 to £20,000. Savings in an Individual Savings Account (ISA) are free of UK tax. Any income you receive from investments in a Stocks and Shares ISA does not have to be declared to HMRC and any capital gains that are received on the sales of assets within an ISA are Capital Gains Tax (CGT) exempt. Have you utilised your ISA allowance for this tax year?

Average interest
0.0%
on a UK savings account.
The rate of inflation
2.0%
as of March 2017.
10yr FTSE 100 investments enjoyed a
0%
chance of profit over the past few decades.
THE FTSE 100 has risen by
6.0% pa
on average over past 10 years.