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Family Protection

PROTECTING YOUR FAMILY FROM THE UNEXPECTED

The twists and turns of life often throw up difficult and unexpected challenges. Protecting yourself and your family will offer you valuable peace of mind. Forget those “what ifs” and instead just focus on being a family.

No one wants to think about the worst, especially when it’s our own health and mortality, however, the well-being of our family/loved ones is something we all have a responsibility towards. Whether it’s about covering your debts, or ensuring your family can maintain the standard of living to which they are accustomed, it’s clear there are plenty of reasons to consider Family Protection.

Critical Illness Cover, Life Assurance, Family Income Benefit and Income Protection are just a few of the ways you can alleviate the financial burdens your family may be faced with should the unthinkable happen. Speak with one of our expert advisors today and find out how you can best prepare to protect your family’s future.

Protection Types

Did you know?

Should the worst happen, there are several measures you can take to protect your family financially. In the event that you fall ill, an income protection policy could offer a monthly income (until your retirement), whilst a critical illness policy could provide your family with a much needed lump sum payment. In the event that you die, Life Insurance is a great way to provide for your family with a monthly income or lump sum payment.

A Small Price To Pay

Did you know?

Life insurance is not as expensive as you think. £150,000 of Life Cover for a 30 year old non-smoking male/female over a 25-year term could cost as little as £7.23. Comparatively, if you’re a non-smoker, for as little as £15.84 you could secure Family Income Benefit to the value of £30,000 a year for a 25 year term. Given the alternative, these are great options when looking to ensure your family is protected.

Claims Confidence

Did you know?

In 2015 the Association of British Insurers (ABI) reported paying a record £3.6 billion in protection insurance claims. That’s equivalent to over £10 million a day. Contrary to the common misconception that claims are often not paid, this represents an approval rating of 97.2%.

The average UK mortgage
£137,0
as of January 2016.
UK statutory sick pay allowance
£0pw
Could you and your family survive on this?
People not purchasing life insurance
0%
because they're unsure of what type to buy.
Throughout the UK in 2015
299,0
people were diagnosed with cancer.