Richard has 40 years of experience working within the financial services sector, having started his career with Pearl Assurance back in 1986.

After more than a decade successfully managing a team of eight advisers, Richard moved into the independent financial advice sector. He advises clients across a broad range of financial planning areas, specialising in pensions, investments, equity release and inheritance tax planning.

Richard is a family man with six children and two dogs. In the little spare time he has available, he can be found on the golf course, walking the dogs or supporting local purveyors of fine food and real ales.