Richard has 37 years of experience working in financial services, having started his career working for Pearl Assurance back in 1986.

After over a decade of successfully managing a team of 8 advisers, Richard moved to the independent financial advice sector where he supports clients by giving advice in all areas but specialises in pensions, investments, equity release and inheritance tax planning.

Richard is a family man with 6 children and two dogs. In the little spare time he has available, he can be seen on the golf course, walking the dogs and supporting local purveyors of fine food and real ales.